What makes 90 Second Loan different from a bank loan?

90 Second Loan offers alternatives to traditional bank loans and other online or storefront lenders. We know that there is no way to plan for an emergency, and therefore we offer access to lenders with much more lenient lending guidelines for hardworking people that have found themselves in trouble that they could have never predicted or avoided. We believe that everyone needs a little financial help sometimes, and we all deserve a chance to get ahead. We also believe that one size does not fit all people or all situations and therefore we also offer a choice of loan options.
We provide access to the low cost short term online personal cash loan services that people want and need and that won’t bury them in financial debt. Plain and simple, we offer real financial help by providing access to the right loan options, not those that would saddle you with overwhelming debt.

How fast can I get my money?

You can get your money as fast as the next business day.

What will my repayment schedule look like?

That will vary lender to lender. Read through all your loan documents carefully.

What loan amounts are offered?

Loan amounts range from $500 to $25,000.

What are the most mistakes made when applying?

Make sure you double check all the information entered on your application. The most common are incorrect or invalid bank routing or account number. Invalid driver’s license (only numbers and letters accepted) and your pay date cannot fall on a weekend and must be valid.

How much a month do I have to make to qualify?

You must make at least $1000 to $15,000 a month to qualify.

What types of loans can I apply for?

You can apply for a variety of loans through 90 Second Loan. Most common are Personal Loans, Installment Loans, Income Tax Loans, Line of Credit Loans, Bad Credit Loans, 1 Hour Loans, Fast Cash Loans.

What does 90secondloan.com do?

We provide your application to our network of lenders who are available 24 hours a day 7 days a week. By submitting your application online to our network, you will have a greater chance of being approved for a loan than going anywhere else. No more of this standing in long bank lines, filling out unnecessary paper work and waiting days for an answer. We provide a simple application and you will know within minutes if your approved.

Is this website secure?

90 Second Loan is an online service that only provides access to lenders that have been predetermined as providing safe personal loans directly to consumers. You can apply right here online. We collect information about your bank account details, as well as employment details, and we keep all data confidential. We only use it to process your online personal loan application. Your information is always kept safe and secure when you apply online through 90 Second Loan dot com.
Through encryption and high levels of data security, we protect you and we keep your information safe. Our systems have been developed to guard against identity theft. We understand how valuable your personal details are: your social security number, bank account number, address and phone numbers, etc.
The phrase SSL Certified is short for Secure Sockets Layer. This is a protocol developed by Netscape for transmitting private documents via the internet. SSL uses a cryptographic system that uses two keys to encrypt data – a public key known to everyone and a private or secret key known only to the recipient of the message. Many web sites use the protocol to obtain confidential user information, such as credit card numbers. All current browsers support SSL.

What kind of bank account is required to receive my money?

You will need a checking account that uses ACH to receive your money.

Can I apply if I have Bad Credit?

Yes, you can. Good credit, bad credit and no credit it doesn’t matter everyone can apply.